Saturday, January 31, 2009

Houston Real Estate Agents

Houston, Texas has one of the most vibrant real estate profiles in the country because of the huge demand for housing in the area. As a result, there are now a large number of real estate agents who want to get in on the action that the real estate market in Houston provides and evidence to this are the thousands of online leads that a person can get from various search engines. Such is the result of the recognition by real estate agents that advertising online can provide them access to a wider market. However, having a website nowadays does not ensure success in the real estate business given that there are thousands of real estate agents who also have websites. Given this, real estate agents, especially those based in cities like Houston where there is stiff competition among agents, need to make their websites stand out among other websites so that they would get the attention of investors and homebuyers.

One way to make websites stand out

One of the keys in having a high traffic website is being prioritized by search engines when they provide leads to Internet users. Given this, real estate agents that advertise online need to take the necessary steps to help increase their website?s search engine visibility. The good news is that there are a number of simple ways that can help real estate agents do so, which includes understanding and applying the concept of search engine optimization or SEO. This is very important because effectively applying SEO can help real estate agents become more visible to buyers and sellers of real estate. Basically, applying SEO involves building a website that is well organized and which has very relevant content. Examples of which include putting relevant phrases that buyers and sellers search for and optimizing titles, text hyperlinks, and headers.

Given the stiff competition among real estate agents in places like Houston, which has a very vibrant real estate profile, real estate agents need to take steps that can help them stand out among their competitors. One way they can do so is to build websites, which can help them gain access to a larger market of real estate sellers and buyers. However, real estate agents also need to make sure that their websites would also stand out among the thousands of websites of other real estate agents, which they can do by applying the concept of search engine optimization or SEO on their website.

Houston Real Estate provides detailed information on Houston Real Estate, Houston Real Estate Agents, Houston Real Estate Schools, Houston Real Estate Listings and more. Houston Real Estate is affiliated with Austin.

Friday, January 30, 2009

Nissan Taps New SUV Design for Young Urbanites



Imagine a black-and-gray camouflage-style pattern of rhinoceroses, skulls and dice incorporated in a sport utility vehicle. Captivating and exotic, isn't it? This concept of an SUV, which is one of Ecko's 2 concepts, will not be available in the industry though. Nonetheless, New York fashion designer and graffiti artist Marc Ecko made customized versions of Nissan SUVs with a more captivating look and price tag.



The 2 concept SUVs with Ecko's exotic design were showcased in Nashville. However, they were already displayed at several auto events across the country after it debuted in New York last October. Ecko's Pathfinder is given a custom black-and-gray paint that camouflages his signature rhino logo and skulls and dice meant to mirror toughness and the ?gambles people take in life. The skull is today?s happy face,? said Ecko.



?I think our brand embodies a youthful energy, excitement,? Ecko further added. ?We?re emblematic of what?s going on in popular culture. It was a good tidy fit (with Nissan) for sure. If these were ever to be brought to consumers, obviously we?d have to make some adaptations to make it more production-assembly friendly.?



The new rhythmic design trend of the automaker is applied to blend Nissan auto body parts of Pathfinder and Armada SUVs. It is expected to astound the auto industry in the near future. Critics in the industry are saying that Nissan is following the footsteps of auto giants like Ford and Subaru.



It can be recalled that advance auto parts Ford and Subaru auto parts new have been collaborated with apparel retailers like Eddie Bauer and L.L. Bean to deliver stunning customized vehicles. Nissan also resorted to the ongoing trend to capture young urbanites. These individuals settle for stylish, edgy and high-performance drive. We?re trying to show urban consumers that Nissan thinks outside the box, the idea that design can come from outside the car world too, said Terri Hines, a spokeswoman for Nissan.



Tom Libby, an automotive analyst with JD Power and Associates, said the average age of the Nissan buyer is 42, four years below the national average age over all brands. Nissan buyers are also younger than those of other major Japanese automakers Toyota and Honda. They?re (Nissan) trying to link their product with a brand that appeals to a niche or consumer they want to appeal to, Libby said. It (Ecko design) might appeal to the younger buyer. That?s certainly something Nissan does well with and wants to continue doing well with.











Joe Thompson is the owner of a successful auto body shop in Ferndale, California. This 38 year old is also a prolific writer, contributing automotive related articles to various publications.

Tuesday, January 27, 2009

Discount Steel Buildings

Steel buildings with standard facilities, available at lower prices than the market rates, are better known as discount steel buildings. Many companies specialize in discount steel buildings for commercial, agricultural, industrial and residential purposes. Steel building prices depend on the price of steel at the given time and extras added to meet local building codes.

Discount steel buildings are of basic standards with plain exteriors and minimal interior finishing. Normally the cost of these buildings range from $10 to $20 per sq ft. Prices for foundation, delivery and construction are not included in the rate of discount steel buildings. All modifications for interior panelling, wiring, insulation, plumbing, gutters and downspouts are to be added.

Discount steel buildings are sold by companies if there is surplus stock. In some cases a product remains undelivered if the customer does not take it within the time limit. The factory then sells pre-constructed steel buildings at discount rates. Annual clearance sale or seasonal promotional sale also encourages the discount steel building business. To familiarise new steel building materials to the market, some factories give discount to those special products.

Evaluating the price of steel buildings that can withstand different climatic conditions of a particular area is difficult. It is also difficult to get discount steel buildings that satisfy local building codes. Insulation and interior panelling take more dollars even though the building is bought at discount rates. Insulating steel buildings is expensive initially, but it compensates with the energy bill just in two years.

While shopping for a discount steel building, the selection of appropriate steel building framing system essential for construction must always be kept in mind. It is desirable to focus on quality, durability and availability of the building rather than the cost. Discount steel buildings are to be bought from genuine dealers for proper service and quality assurance.

Steel Buildings provides detailed information on Steel Buildings, Commercial Steel Buildings, Pre-Fabricated Steel Buildings, Steel Storage Buildings and more. Steel Buildings is affiliated with Metal Building Kits.

Monday, January 26, 2009

7 Options To Buy Investment Property

As well as the whole world to choose from for location, there are a number of different ways to directly invest in property. What is a little daunting is the number of variables this creates ? 175 by my reckoning! (7 ways to invest multiplied by at least 25 countries). So, once you have decided what to invest in, you can then get on to deciding where to invest (which has been covered elsewhere in HPA).

There are really three key factors to consider when deciding how and where to invest ? risk, reward and effort involved. How you invest is important because it affects all three key factors; where you invest only really affects risk and reward. The reality is that many people only concentrate on the (potential) reward, and often become blind to the risk involved. Even more frequently though, people do not factor in the effort required for certain types of investment. This can then lead to frustration, despondency or panic, and at worst, a desire to stop investing completely.

I have ranked each of the 7 in terms of the level of effort required (The Hassle Index!). Coming in with the lowest ranking is Guaranteed Return Investments. These are simply a cash investment in to a project or scheme, you receive a monthly, quarterly or annual fixed return on your investment. As an example, a scheme investing in UK buy to lets has been delivering a 32% return for over 3 years now, paid monthly. Another in Turkey is delivering a 25% annual return. The risk element is high with these types of investments, especially when your cash does not secure you title on an actual property (as with the UK scheme). But the effort involved is simply to sign a contract and hand over your cash, after copious amounts of due diligence though! I know of an innovative company that is going to ?re-package? these schemes and offer a lower return but with an insurance scheme bolted on, protecting your cash and reducing the risk element.

These investments appeal to cash rich/time poor individuals willing to place a percentage of their cash for a high return, especially if they are unable to obtain mortgages enabling them to gear up.

The second lowest ranking in the ?Hassle Index? is Syndicate Investments. Here again you invest cash along with a number of other individuals, which is then invested and managed on everyone?s behalf. You are rewarded with a return based on the level of success of the whole scheme. The timing and level of returns are not guaranteed. The structure of these schemes varies; at one end you have the hugely popular schemes run by Ready2Invest, which are fully regulated and offered via a prospectus, investing in Montenegro, Bulgaria and Croatia. Alternatively Alan Forsyth runs excellent syndicates focussed in the emerging markets of Estonia and Latvia. These are smaller schemes and you are buying shares in a listed company and effectively becoming a ?mini developer?. The current scheme aims to deliver 30% p.a. returns with initial payment after only 18 months.

These investments appeal to a similar type of investor as the Guaranteed Returns, but the risk is reduced because the syndicates spread their investments across a number of projects and the set up of them is often far more structured and professional.

A potential downside of the Guaranteed Returns and Syndicates is that your growth does not have the benefit of leverage. As an example, if you invested ?100,000 and achieved 30% return in one year, you?ve made ?30,000! If you invested the same ?100,000 and with an 80% mortgage bought a ?500,000 property, you only need 6% growth to equal the ?30,000. Anything above that and you are ahead.

Now the ?Hassle Index? moves on to the area of off-plan purchases, which I have split in to 3 different types. Next on the ?Hassle Index? is Off-plan ?flip? investments. This is a high risk strategy that involves an individual placing a deposit on one or more properties that have yet to be built, in the hope of selling (or ?flipping?) at a higher price prior to final completion. The obvious risk is where you cannot re-sell because the market has shifted and you have to complete on the purchase(s) or lose the deposit and face potential legal action. There are numerous distress sales in parts of Spain and Bulgaria now as a result of this practice (creating perhaps an eighth way to invest for buyers willing to purchase these distress sales at below market value!) This is a growing sector and warrants a separate article. These purchases have been particularly popular with Irish buyers, but if you don?t have the means to comfortably hold on to your purchases should the market change, you do need a strong constitution!

In some markets the shift in the market actually creates opportunities for ?flipping? for buyers who in fact intended to complete. We are seeing this in Perth, Western Australia at the moment where demand has increased so much buyers who paid deposits last year are achieving offers prior to completion of 30%+ more than the original off-plan price.

Number 4 on the ?Hassle Index? is Off-plan Managed Investments. Here again you pay a deposit before the development is built, but you know that it will be fully managed for you, with some offering the attraction of fixed returns. The hassle is higher than if you ?flip?, because you have to complete on the property and arrange finance etc, but once you have gone through that your level of involvement is minimised. These can fall in to the category of ?apart-hotels?, essentially fully serviced apartments, or you can even just buy a hotel room. Capital growth can be less than pure residential apartments, because the value is more closely tied to the rental return from the investment (often less susceptible to investment hype and bubbles); more akin to commercial property. Consequently these type of investments tend to appeal to buyers more interested in rental return than all out capital growth.

A prime example is a development in Chiang Mai, Thailand, which will be managed as a 5* complex by Pan Pacific, delivering a guaranteed 10% Nett return for 3 years and expected to rise from there. Evidence elsewhere (mainly in the U.S.) suggests that if the rental demand is strong and the location in demand, capital growth on these investments can still be very good, beyond what the fundamentals would be expected to deliver.

Number 5 is your straight forward Off-plan to keep. You will go through the sale process completely and then probably have to get more involved in the rental process at the other end. This is where you need to be really up on your due diligence, because if you miss with the location (fundamental supply and demand), you may find yourself with a property you are unable to rent or re-sell. This is the most popular method of purchase for investors though, because you are initially buying with only a deposit, hopefully at a reduced price because it is off-plan, achieving capital growth on the whole property during the build period (and then beyond). In addition, investors look to ensure that the projected rental returns will at least cover all costs of finance and ownership.

Buying Second-hand property is traditionally what most people are familiar within the UK market. It does come with some advantages that should lower the risk; you know what you are buying, you can see it, touch it and get it well and truly surveyed. In addition, you should be able to better estimate the rental return as agents can again see and touch, or there is already a tenant in place. In certain respects it does come with a little more hassle, because unless you find a good sourcing agent, you are ?on your own? to find the right property. With off-plan, you can tap in to the research and resources of several investment clubs and buy knowing that they have taken an element of the risk and effort away. In reality this means that the majority of investors can buy ?sight-unseen?, although I would always recommend you visit a potential site if at all practical.

Finally, you could undertake a Renovation. Certainly the highest ?hassle?, but if you have the stomach and time for it, potentially the most personally and financially rewarding. A quick viewing of daytime telly property programs shows how easily these can go wrong and money can be lost; you really need to know what you are doing.

So, briefly returning to the initial point about risk, reward and effort, the table is my opinion on how each of the 7 rate. What?s interesting is how the scores all fall within a close range (14-17 points out of a total of 30). This is based on placing equal importance on all three variables. If you were to conduct the analysis yourself, perhaps using real examples (so you will also be taking in to account which countries you are looking at) for each category, you should weight the three variables (risk, reward, and effort) based on your personal preference or level of importance. You may consider reward to be far more important than effort, or the risk averse will add extra weight to that category. At the very least, ask yourself which of the three is most important to you and use that to help assess your future investment decisions.

Further research: Where on Earth can advise you where in the world to invest as well as what to invest in, based on your personal circumstances. The service is currently free.

Visit http://www.whereonearth.biz
email: sales@whereonearth.biz
or telephone +44 (0)8456 343 151

Saturday, January 24, 2009

How To Get A Guaranteed Agricultural Loan

Farmers who want to improve their farm outputs will often need to upgrade their facilities and buy new farm machineries. For the past few years, cost of farm equipments and machineries have increased so much that there are many farmers who could not afford to buy new farm equipment and machineries using the existing operational funds of the farm. Although there are many farmers who have properties and assets, which could serve as collateral for bank loans, there are many farmers who do not have the necessary collateral to get the loan in order to buy new equipment and machineries.

For farmers who do not have the necessary collateral to guarantee their loans with the bank, but have enough cash flow to pay off loan amortizations, there are government guaranteed loan programs that can help. They can qualify for these programs, in order to get enough funds for their farm equipments and machinery upgrading.

Getting a government guaranteed agricultural loan is not difficult. There are many banks and lending institutions, which are affiliated with this program where you can inquire about the loan programs available. Affiliated banks and lending institutions facilitate the processing and the release of the loan for qualified applicants. You do not have to worry about the processing of the guarantee of the loan since the bank or the lending institutional will usually take care of those things. Depending on the guaranteed agricultural program that you are qualifying for, the government could guarantee up to 95% of the loan you take out to acquire a farm or to fund for farm operations. This can include the purchase of machinery and equipment, building of farm sheds, acquiring stock, and other farm related activities specified under the specific program that you qualify for.

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Friday, January 23, 2009

A Brief Biography of Paul McCartney's Early Years


Being known as the “cute Beatle,” James Paul McCartney was born in Liverpool England on June 18th, 1942 as son to father James and mother Mary McCartney.

Paul’s mother, whom he was very close to, was a midwife, a skill that she learned while working as a nurse in the Maternity Ward at the same hospital that her son Paul was born in, Walton General Hospital in Liverpool. His father worked during the day for A. Hannay Co. as a cotton salesman, and then as a jazz musician with Jim Mac's Jazz Band at night.

At school, Paul was an exceptional student. After breezing through primary school and junior school with flying colours, he passed a test called the 11-plus exam, which got him into a sort of elite type of high school known as the Liverpool Institute. This is where he first met his band mate and friend, George Harrison.

In 1955, when he was just 14, Paul’s mother died tragically from breast cancer, after suffering an embolism, likely due to a post mastectomy operation to stop the spread of her cancer. This incident greatly affected him, and was a large aspect of the bond that he and John Lennon, who also lost his mother at a young age, formed. (his mother was killed on Menlove Avenue by a car driven by a drunken, off-duty police officer).

Musically, Paul started out on the trumpet, probably due to the fact that his father would often take him to local brass band concerts to expose him to music. He quickly traded the trumpet for an acoustic guitar however after a style of music called Skiffle became popular.

Skiffle music was a type of music that combined an influence of both folksy and bluesy styles. It was an interesting music that combined conventional instruments like the acoustic guitar and piano with unique object such as the washboard, the comb, a musical saw, etc. One of the most famous skiffle stars was the late Lonnie Donegan.

Paul found that playing his first acoustic guitar was nearly impossible being a lefty, until he saw a poster of a famous musician of that time (Jimi Hendrix) playing left handed with the strings being strung the opposite way.

At 15, Paul met John Lennon, who was actually playing in his own little Skiffle band called the Quarrymen (Named after Quarry Bank Grammar School which they attended). The two were introduced through a mutual friend named Ivan Vaughan.

On 6 July 1957 the band played at St. Peter's Church garden fête.In the afternoon they played on a temporary stage in a field behind the church. After the set, Ivan Vaughan, an occasional tea chest bass player with the band, introduced Paul McCartney to John Lennon while the band was setting up in the church hall for the second set. McCartney showed the band how to tune a guitar and sang Eddie Cochran's "Twenty Flight Rock" and Gene Vincent's "Be-Bop-A-Lula", and a medley of Little Richard hits to his own guitar accompaniment. The evening show started at 8 p.m. and cost two shillings admission. Audience member Bob Molyneux recorded part of the evening performance on a Grundig portable reel-to-reel tape recorder. Two weeks later, meeting McCartney while cycling through Woolton, Pete Shotton, on behalf of John and the group, invited McCartney to join them.

Nigel Whalley, the ex-tea chest bass player who was currently managing the band, got the Quarry Men a booking at Lee Park Golf Club in Liverpool. Alan Sytner, owner of the Cavern club, was a member of the golf club. The band subsequently appeared several times in what were billed as “Skiffle Sessions” and in August 1957, their name was first mentioned in the Cavern's advertisement in the Liverpool <em>Echo</em>, by which time Pete Shotton had left the band. Rod Davis followed a short time later as school commitments prevented him from contributing as fully as he would have liked.

Paul McCartney made his debut with the band for a Conservative Club social, at The New Clubmoor Hall on Back Broadway in Norris Green, Liverpool, on Friday, 18 October 1957, when he returned from his summer holidays. The band had been booked by local promoter Charlie McBain and they wore matching outfits with long-sleeved cowboy shirts, black string ties and black trousers. John and Paul wore white sports-coats. Paul played lead guitar but botched a solo, embarrassing himself and the group. To save face with John, during a break he played him "I've Lost My Little Girl"—his recently-finished first song, which inspired John to also start writing. The other members of the band that night were Hanton on drums, Garry on tea-chest bass and Griffiths on guitar.

Not long after, the Quarrymen were practicing in Paul McCartney’s living room. This shows the support that Jim McCartney had of his son, even though at the time he didn’t much care for the fact that Paul was hanging out with the apparently troublesome Lennon.

The Quarrymen went through a progression of names — Johnny and The Moondogs, Long John and The Beatles, The Silver Beetles (derived from Larry Williams's suggestion "Long John and the Silver Beetles") — and eventually decided on 17 August 1960 on "The Beatles". There are many theories as to the origin of the name and its unusual spelling; it is usually credited to John Lennon, who said that the name was a combination word-play on the insects "beetles" (as a nod/compliment to Buddy Holly's band, The Crickets) and the word "beat". He also later said that it was a joke, meaning a pun on "Beat-less".

Through an endless stream of band member changes as well as name changes, eventually George Harrison was brought into the band on guitar, Paul moved from guitar to bass (to replace Stuart Sutcliffe who died of a brain haemorrhage). Not long after, the guy usually known as “the fifth Beatle” Pete Best was asked to leave and in came Ringo Starr… and the rest was history.


About the Author

Jason Hobbs has been a fan of Paul McCartney for over 25 years and runs a Paul McCartney related lens at Squidoo - CLICK HERE to view Lens

Thursday, January 22, 2009

Real Estate Investment Property Getting The Best Capital Growth

If you are looking at real estate investment and want to get the best capital growth then you need to keep 2 main points in mind.

If you do you will maximise your return and limit your risk so, here are your two important tips for maximising your returns onreal estate investment property.

1. Property Price to Reward

When buying investment real estate property we all want a cheap deal, but keep in mind you need to balance the risk reward and this means buying property with the best risk to reward.

For example, you can take a risk and buy a property cheaply in an area that may do well in the future but you are better off buying in a position where you KNOW its going to do well. For example buy near:

1. Existing popular locations
2. Changes in the infrastructure coming such as roads, marinas, entertainment etc

You know the chances of popular area spreading out are high and you also know that changes in the infrastructure will see values rise. So buy on facts, not on what you hope might happen or what you think will happen

Act and buy real estate investment properites on SOLID facts not whims or opinions!

2. Buy Into a solid uptrend

When buying a market, buy one that has and is still producing good gains for the amount you spend.

For example buying investment real estate in the US has shown solid gains but the market overall is slowing down.

On the other hand there are new property hot spots overseas that realtors try and sell you that may take off. But will they? Sure but big variable here is the word may You can make more if the market does but most don?t.

Look for a market with a track record of gains, rising investment and property prices that are fair value.

Costa Rica is a good example. A good solid up trend for years, rising investment and beach front property up to 70% less than in the US and only 3 hours away.

Will this trend continue? The answer is probably yes, as baby boomers look for new homes there are plenty of Americans in Costa Rica already and the demand Looks set to continue.

Many people when buying investment real estate property think that once a market has taken off they have missed the boat but this is not true.

Property trends can last for 20 or 30 years in some areas.

3. Get local help

If you are buying overseas real estate investment property, make sure you get a decent attorney so everything is done correctly and you are not caught out.

Remember laws in other countries are different and you should not assume their the same as in the US or your country of residence.

When you are buying investment real estate property follow the above three points and you will maximise the risk reward on your investment and enjoy some solid capital gains in the years ahead.

FREE REPORT !

For a free report on maximising your gains by investing in property and facts on great locations to buy visit http://www.costaricalandlots.com.

Wednesday, January 21, 2009

Improvement of Cricket

Improvement of Cricket

 by: Nicholas Alphonso

(A) Popularise cricket!

1. Restructure Current test teams.

For Cricket to improve first the quality of the current test teams should be improved. Teams like England and West Indies need to be more competitive. Here are some suggestions:

  • Introduce cricket in schools and colleges.

  • More cricket competitions should be held.

  • Cricket telecasts should be shown on free to air channels.

  • Short forms of the sportlike twenty20 should be played to capture public imagination.

  • Improvement of cricket stadiums and fields.

  • Increase the competiveness of domestic competition.

  • Selection based only on merit NOT on quotas.

  • Encouraging native peoples such as coloureds, Aborigines & Maoris to represent the national squad.

2. Restructuring Current ODI Teams.

It is disheartening for the current ODI status teams to play only during world cups. Such an unfair policy would never see new teams improve. Teams such as Canada, UAE, Scotland, Namibia & Holland should be given permanent ODI status and official tournaments should be played amongst themselves and the 3 bottom ranked test teams. An age limit of 35 yrs should be imposed to encourage youngsters.

Kenya should be given Test Status.

3. League Format

All teams Test and ODI should be ranked in groups of 5. The top 5 will be grp A. Next 5 B and so on. Teams in a particular group are allowed to play with teams in their own group as well as adjacent groups only. eg. Group A cannot play group C teams. [Except Tests & World Cups Every year, the groups are restructured.

4. Improve quality of Upcoming teams

To ensure that debutants in ODI competitions have an international exposure to cricket before their debut, international tournaments should be held. Here's what should be done.

  • Two international annual tournaments should be held. Two teams should be selected from each country. 1. Team that has won the domestic competition and 2. A mixed bag composed of the best players of the other teams. This would give budding players the required international exposure. Venues rotated annually.

  • An auxillary domestic competition should be held. At least 5 local teams and 3 international teams (best players) compete in ODI and test matches. Any ODI status country can participate.

  • Teams wishing to improve their game can learn from the following countries on tour:

    • Batting: India, Australia

    • Spin Bowling: India, Sri Lanka

    • Fast Bowling Australia, South Africa

    • Seam Bowling: England, New Zealand.

  • The ICC must have a clear process for teams obtaining ODI and test status. This is what it should do.

    To get associate status, local boards should ensure:

    • A cricket education program is introduced in schools

    • Cricket equipment is readily available

    • Adequate playing grounds are available

    • International matches are telecast on free to air TV channels and radio.

    • A well maintained website of the national cricket authority.

    To get permanent ODI status teams should:

    • Be placed 1,2 or 3 in the ICC Associate World Cup.

    • Have at least one accredited (C grade --see gradings below) stadium.

    • see pt 4 above.

    To get Test Status teams should:

    • Have a waiting period of 5 years after ODI status

    • Have at least a B grade stadium

    • Toured all test playing nations & played first class matches there.

    • Won at least 10 ODI matches against Test nations.

5. Introduction of cutting-edge technology

I feel that technology should be introduced to cricket. This is what cricket needs.

  • Helmet cams.

  • Use of tracking technology for LBW decisions.

  • Use of high frame rate cameras to ascertain run-outs and stumpings.

  • Use of lasers to compliment run out decisions.

  • Use of sensors in bails and in the boundary rope to determine if the batsman is out OR hit a 4.

  • Use of stump microphone to determine close catching decisions.

  • Use of yellow & red cards to suspend players from the game of repeatly flouting rules.

  • Use of 'Eye-Vision' technology to enhance TV viewing.

  • Use of 'True Track' technology to give the distance the ball carried (6's)

  • Use of biodegradable paint to colour the infield and outfield.

    6. The ICC.

    Here are some reccomendations to the ICC

  • Change its name to something more representative like Global Cricket Federation (GCF).

  • No veto rights to member nations.

  • Be a part of the International Olympic Commitee.

  • Strive to make Cricket an Olympic sport.

  • Increase penalties for drug offences & racial abuse.

  • Play the National Anthem before the start of each match in the World Cup.

  • Playoff for 3rd place in the WC

  • Gold, Silver or Bronze Medals given to each player in WC. (like in football)

  • Have at least 24 teams play in the WC.

  • For the World Cup international icons should be made chief guests. eg UN Sec. General, Monarch of England, sportstars, premiers etc.

    ICC Online

  • Obtain the domain names like cricket.com, .org, etc.

  • In the site have detailed info like player and team stats, current news, player profiles, how the sport is played, links to national boards, online telecast of matches, history, facts and stats, rankings etc.

  • Provide software to calculate the Duckworth Lewis results.

  • Use latest programming languages like XML, SQL, ASP etc. for website.

  • Setting up of blogs and bulletin boards.

    7. Taking on the Globe.

    To encourage more countries to take up cricket, cricket must be marketed well. Teams like Malaysia, Nepal, Singapore have a good program and must be encouraged to obtain ODI status.

    For cricket to succeed regional sporting giants should be given top priority. These countries are regional giants and act like a catalyst to spread the sport to neighbouring countries. The countries are: China, USA, Russia, Germany, France, Italy, Spain, Nigeria Indonesia, Saudi Arabia, Egypt, Morrocco, Sweden, Fiji, Argentina and Brazil.

    Have a brand ambassador for cricket. People who know about the sport and are internationally famous should be selected. Names such as Russel Crowe, Shaggy, Christian Vieri (footballer ITALY) make good ambassadors.

    Cricket should be introduced equally to all races and women should also be encouraged to take up the sport.

    Marketing Blitz

    If I were the president of the ICC, this is what I would do to promote the sport in a country.

    • See that major sport shops stock up cricket gear.

    • Pitches are readily available.

    • Cricket is shown on free to air channels.

    • A cricket program is introduced in schools and universities.

    • Well known directors should be requested to make cricket themed movies starring well known actors.

    • Introducing the sport to famous sportmen, politicians, actors, directors, media personalities, businessmen and making them enjoy the sport.

    • The next step would have a advertising blitz in famous newspapers, magazines, top internet sites, TV, radio. The ads should be run for a month or so. Promos showing the country's top personalities supporting cricket should be aired. Nothing like having the country's premier in the promo.

    • The marketing blitz should cummulated with top international teams playing along with the host nation in a tournament.

    (B) Rules that have to be changed:

    1) Elimination of the Leg-bye rule.

    The Lb rule is pretty unfair to the bowler. By elimination such a rule would allow the batsman to play at the ball, instead of getting runs of the deflection of his clothing.

    2) Direct Hit on the stump renders the ball dead.

    At present if a fielder hits the stumps directly when the batsman is taking a run & he is safe, if it deflects of it, the batsman can run overthrows (extra runs). By enabling the ball 'dead' it would encourage the fielders to hit the stumps more often. If the batsman ran after this, the extra runs would be overruled.

    3) Leg-side LBW decision

    At present, if the ball is pitched outside the leg-stump, but is a clear LBW decision, the batsman is not out. Due to advances in technology today, we can predict an LBW. Hence LBW decisions should be simplified by this method, if the trajectory appears to hit the stump the Batsman is OUT.

    4) Correct Nomenclature

    Terms such as leg-spin and off-spin are outdated. Better terms would be wrist spin and finger spin.

    (C) Accredation to stadiums

    The ICC must start rating stadiums. The better the rating of the stadium more matches it is allowed to hold. Here are my parameters. Points are shown alongside in y/n format.

    Lights 40/5

    Capacity (in 1000's)

    Pitch invasion history? 0/20

    Smooth Entry/Exit 30/5

    Crowd Management history good/bad 30/5

    Match history 1st & 2nd inn win ratio (40-60 range) 50/10

    Grassy field 10/5

    Facilities (practice, media, parking, toilets, food) 35/10

    Replay screen 20/0

    Electronic Scoreboard 15/5

    Sightscreen moving needed? 0/10

    PITCH:

    Bounce (good/low) 30/10

    Support for bowlers 20/5

    Ave. Runs in the range (240-280) 50

    200,>280 20

  • Tuesday, January 20, 2009

    Real Estate Investment Tip Getting Far Lower Property Taxes!

    When buying real estate for investment many buyers look overseas and one of the big advantages is normally the generous tax incentives on real estate investment property.

    How does real estate taxes and no capital gains tax sound?

    Combine this with fantastic growth potential and you can make money and save tax. Let?s look at one market as an example.

    1.Low property Tax.

    Property taxes in Costa Rica are extremely low when compared to say the United States. Property taxes vary from 0.5% to 1.5% of the declared value of the property.

    The Municipal Tax is administered at the municipal level and varies throughout the country. Paid quarterly, the type of property, location and other factors contribute to the calculation of this tax.

    2. No Corporation Tax

    A great incentive provided by the Government for overseas investment is that there is no capital gains tax.

    A buyer would not be taxed by the government on the profit from the future sale of the property as long as this is not undertaken as a primary means of business.

    3. Legal rights of overseas buyers are protected

    Ownership of real estate in Costa Rica by foreigners is fully guaranteed by the Government.

    In addition, foreigners enjoy the same ownership rights as Cost Rican residents, regardless of whether the property is placed in the name of a corporation or in the name of the buyer.

    The decision to have the property under the name of a corporation is up to the investor.

    Corporations are very common and can offer benefits of asset protection and anonymity for the actual owner. The cost is approximately $500.00

    Costa Rica is looking for overseas investment and its steadily rising with American buyers in particular for the following reasons:

    ? Its just a 3 hour direct flight yet property can be up to 70%

    ? Living costs are far lower

    ? Amenities and infrastructure are good

    ? The country is peaceful and beautiful and one of the top adventure tourism spots in the world

    ? Capital growth potential is fantastic those buyers who bought near the popular town of Jaco with 30,000 dollars 15 years ago are worth $750,000 today and with investment at record levels further growth is expected

    ? Buying is easy, with very little red tape

    Consider this

    The baby boomer generation are buying second and retirement homes in record numbers and low taxes, cheap properties, great growth potential and in a safe and stable environment is very appealing.

    Check out overseas destinations like Costa Rica for yourself and see.

    FREE REPORT

    On how to invest in property and get great growth potential, as well as low risk and pay less tax visit: http://www.net-planet.org/costarica.php

    Monday, January 19, 2009

    Five Stunning Ways to Accessorize Prom Dresses for 2007

    Prom night only happens once in a lifetime and you want it to be very special. You have found your favorite prom dress and now you are shopping for the accessories that will flatter you and your dress.

    Here are 5 Stunning Ways to Accessorize Prom Dresses 2007

    1. Accent Your Prom Dress with Stunning Jewelry

    Your jewelry plays a big role in accenting your gown and adding to your beautiful look. Always keep the jewelry simple, but elegant. When choosing jewelry for your prom dress, always consider the color carefully.

    With a strapless style gown, a choker necklace would be the perfect choice. For a little extra charm, add earrings or a bracelet. For the spaghetti strap gown, you can choose a pair of stud earrings. Along with the earrings, you can wear a bracelet, but be sure your date will not be bringing a wrist corsage. You can be stunning in your deep V-neck gown with a delicate choker or long lariat. Just remember, do not go overboard with your jewelry. Your jewelry should compliment and not take away from your attire.

    2. Hair Style Hints

    Your hairstyle plays a very important role in the way your prom dress looks on you. Several weeks before the prom, experiment with your hair and see what style best suits you. This will also help you determine if you can style your hair yourself or if you will need to go to a beauty salon. If you have long hair, wearing your hair up will give you the elegant look, especially with a strapless gown. With short hair, try a new outrageous style where you will look entirely different than usual. If you have length hair, go for a bob. This is a great look especially when blown-out. Whether you style your own hair or go to a stylist, be sure your hairstyle compliments you and your prom dress.

    3. Make-up and Prom Dresses 2007

    One big step for looking beautiful is the way you apply your make-up for the prom. It is very important to find a foundation color that matches your skin tone and gives you that healthy glow.

    For those small blemishes and dark circles under the eyes, you can use a concealer that is a little lighter than the foundation makeup. You should cover the top eyelid with an even coat of a light eye shadow. If you feel you need more color, add a little darker shadow in the crease of the lid. Next, apply your mascara, but don't overdo it. Too much mascara will weigh down the lashes and give a clumpy appearance. For the finishing touch, add some light loose powder on the face. This will keep the shine off when you are having your prom photos made. Just remember, your facial look will be remembered just as much as your prom dress.

    4. Prom Shoes

    Don't forget the prom shoes. The shoes must be matched with your gown in order to make this a stunning combination. If you're wearing an elegant formal dress, try low-heeled slingback or satin shoes. These will compliment your outfit. With a simpler dress, wear prom shoes that feature beadwork or rhinestones. For a more casual dress, sandals would be an excellent choice. If you are wearing sandals, just be sure to have that pedicure!

    5. Prom Handbags

    Remember, the right handbag can compliment your gown and your figure. If you are a tall and slim person, you should carry a purse that is round or square shaped. A bottle-shaped handbag would look best for the not-so-tall person. Handbags come in so many assorted colors and sizes. Remember to purchase the handbag that is the right color for your dress and the right size for you.

    Your prom is a special night for you to remember and have some fun. There will be many more special nights. Search online for more stunning dresses for 2007 such as homecoming gowns and Quinceanera gowns.

    Chris Robertson is an author of Majon International, one of the worlds MOST popular internet marketing companies on the web. Learn more about prom dresses.


    Sunday, January 18, 2009

    Buying Overseas Property

    Buying Property Abroad

    Gareth was a Yuppie, an upwardly mobile and aspiring young man, who had recently gained a promotion in his career as a City of London Banker.

    Last year he had concluded the purchase of his first apartment in Dulwich East London for 225K Sterling, and like many of his peers, was now considering the purchase of an Apartment in Spain. In May this year he set off on an independent trip to research his ambition of finding investment property in Alicante southern Spain. The agent he had contacted on the Internet met him at Alicante Airport. She drove a silver drop-head Mercedes similar to the model of his own dreams. Perhaps he would think of changing his old Audi coupe for the latest model? Or maybe not, Property in Spain was on his mind and this was the current ambition.

    They drove fast along the A7 and were soon drifting into the suburbs of Torrevieja, Gareth was surprised and excited by the urban sprawl that now appeared to surround him, full of new-build and construction cranes towering above the settlements like guardians of the night, but he was not ready for the effervescent pink lake that was now in full view. The estate agent explained that it was the action of the Sun on the salt content of the Lake and then only at certain times of the day, which created this well known local wonder.

    He was very impressed with his arrival into this foreign, but somehow familiar world of commercial business. Madame Elisha sat him down in her office and smiled benignly at the young man now sitting in front of her. She showed him the artistic mock-ups of several new and exciting developments currently displayed in her office. Price for price she knew which one he was going to select and she smiled inwardly at this pleasant thought as a warm feeling grew inside her stomach. One block of apartments was significantly cheaper than the rest and this was what Gareth chose. They discussed prices in general for a while and the state of the current market. According to Elisha certain developments were in great demand and some were selling out fast. Any overdevelopment was occurring in the new Golf resorts where prices were dropping but she knew Gareth was not a Golfer and she had checked this out previously in her initial Email exchange. This was contrary to the reality of the Spanish Property scene but who was there to contradict her?

    Off they went in her Mercedes to the site office of Gareth?s choice, to look at the show apartment. It was an excellent development which was well over halfway completed. Jose Manuel the Developer, fully intended to complete all the promised facilities before handing the site over to a Residents Association and moving onto his next site. His two bedroom apartments normally sold for 150,000 Euros. and his quality of finish was excellent.

    The Developer was quite used to Elisha turning up and making her sales pitch. He thought she was an enthusiastic agent, well she seemed to have plenty of clients, and really that was all he was concerned about at this stage. He had changed his sales policy of late and invited more agents in to the fray due to fierce competition from other developments. The market was changing rapidly in southern Spain where overdevelopment was finally catching up with slowing sales. Instead of promoting off plan sales developers now had finished stock to sell for the first time in recent history and some of them were feeling the heat from Bankers who were looking for repayments on construction loans.

    It was his good practice policy in developments of this size, not to take deposits from clients. Cleverly Jose Manuel offered this as an honest incentive to his potential clients to purchase from his Company and not the opposition.

    Jose Manuel would simply accept their details, and a statement from the agent stating that funds and or a Spanish Mortgage were available to this client to complete his purchase. This had suited him well over the past two years and he had made good sales with this sensible practice. This morning he was feeling even more pleased with himself, as Alisha, one of his newer agents, was bringing potentially her 15th client this month!

    The tour was duly completed; Gareth was impressed with the quality of the finished product he had been shown, he had been taken around many of the pre-sold apartments as well as the show flat, and was even more impressed when he learnt he could choose any tile for his kitchen and bathroom from the display available.

    The promised in house facilities, swimming pool, health centre and BBQ area all promised to be the real icing on the cake and good bragging material back home. He met the Developer personally, another good practice exercised by Jose Manuel whenever time allowed. Gareth was a very happy young man, if he stretched everything, he could just about afford it. He would sleep on it as was his normal habit. Indeed Gareth thought long and hard that night and decided that it was indeed an excellent investment opportunity.

    The next morning he was at the Bank arranging a 35,000 deposit to pay to Elisha and her Developer.

    ?Wait a minute!? I hear you say, I thought the Developer did not want a down payment?? You are right! He did not, but Madam Alisha did think it was an excellent idea and had decided 35,000 Euros was easy to extract from unsuspecting high earning Yuppies from England who, under normal UK conditions would not have been so easily seduced, but this was no Mrs. Robinson. She had seduced 14 before him into parting with 35K and she was delighted with her day?s work. Even more so, because she did not pass on one penny to the Developer. Gareth signed a contract and gave all his employment details for the Spanish Mortgage he would need for the balance. Promising to return in six months when the development would be nearing completion and his final payment would be due.

    Of course a few months later a few more deposits had been taken from hard working upwardly mobile young men, Madam Elisha had taken 46 times 35K Euros. In fact she had single handedly ?Sold? more than her allocation, and had actually sold some apartments twice! Madame Elisha walked off one day with some 1.6 million in cash! Yes the folding kind When 46 upwardly mobile young men appeared in October to complete on their purchases there was a big stink. There were no legal contracts in place which stated that any deposit had been paid. The Developer had never received any money from Madam Elisha who was talking to Spanish Police on the Costa del Sol.

    Of course she denied everything and said she had never received any cash from anyone. Fraud squad detectives are still trying to trace large amounts of cash from a mesh of bank accounts but to date they have found nothing! The money is obviously in an account or accounts that they have not yet traced.

    She blamed it all on corrupt staff but somehow Jose Manuel could not believe that and was astounded by the news because he had received nothing and unlikely now to realize the 46 missing sales as they had lost their money.

    The moral of the tale which is based on a true story, is never to give an agent a deposit. Should you wish to give a Developer money which may or may not be a great idea, at least get a solicitor to check out the terms of the contract. If Gareth had first checked in with us at mypropertypal we would have had advised him along a different path. At the present time there are hundreds of Apartments for sale in Spain, an over production in the market place has now occurred, which will produce a realistic softening or price correction over the current period as more product is built from historical developments already begun. The bonus for buyers now is that most developers have to fight for market share by producing better quality finishes at more reasonable prices and Accredited Agents take smaller commissions. An Apartment in Spain today will still be an excellent value for money purchase. Investment property opportunities will be good for some years to come for the long term investor (10 Years)

    Be sensible-check it out first! Ask a PropertPal it?s free!

    By Hugo Raymond
    Founder of mypropertypal.com
    And the Association of mypropertypal Overseas property Agents

    http://www.mypropertypal.com http://www.moneycorp.com

    Saturday, January 17, 2009

    Birth of a Baby Birth of a Parent

    So youre pregnant? Congratulations! Your life is about to change in ways you might find unthinkable (and were not even talking about the surrender of your once slim waistline to proportions most comparable to that of a Dr. Suess character). Pregnancy is the beginning of a new life for a baby, but also a new life for you as a parent. If this is your first baby, you may be filled with an endless list of questions and concerns. If youre a veteran of the labor and delivery room, youve got a better idea of what to expect, yet every pregnancy, like every mother and child, is different.

    Making Choices

    While pregnancy and birth have physiologically been the same since the beginning of time, your options as a pregnant woman today are greater than at any previous time in history. After confirming your pregnancy, your first (and arguably most important) decision to be made is choice of caregiver. While traditionally in the U.S., maternal care has been provided through obstetrical physicians and hospital births, there is a growing movement towards return to low intervention, midwife-assisted births. How do you know which is right for you? Consider what is most important to your birth experience (always remembering that birth is anything but predictable and flexibility is vital). Are you interested in birthing naturally, without the aid of drugs or invasive procedures? Would you rather give birth at home or in a birthing center as opposed to a hospital? A midwife may be the right choice for you. Conversely, if you know up front youll want an epidural at the first sign of labor pain youll probably find the anesthesiologist at your local hospital to be your best friend. Keep in mind, each choice has its pros and cons and its up to you to weigh which option is the best for your needs. If you give birth at home and have complications, youll need to be transported to the hospital. Epidurals may provide excellent pain relief (or not), but have potentially serious, although rare, side effects. Some birthing centers will not accept a mother attempting vaginal birth after caesarean section (VBAC). Being an educated consumer in your pregnancy will allow the best possible birth experience and beginning for your new baby.

    Planning for Baby

    Somewhere around middle to late pregnancy (usually about the time you can no longer see your toes because of your protruding middle), youll want to start making accommodations at home for your babies expected arrival. If this is your first, trust yourself to the care of an experienced mommy friend who can prevent New Mother Shopping Syndrome, i.e., going to Babies R Us and spending an exorbitant amount of money on baby paraphernalia that, not only do you not need, but you will never use. Yes, the mommy bear that emits sounds of the womb is cute. No, your baby will not be fooled. This is the time to cultivate self control, which will particularly come in handy when your precious baby has become a 16-year old who has just wrecked the family car.

    Babies actually need very little in the way of gear for the first few months of life. If youre planning to family bed, you can skip the nursery furniture altogether. Some good choices of useful items include a five-point harness infant car seat, a quality hospital grade breast pump if youre planning to breastfeed (Medela is the gold star standard), and plenty of Onesies for sleep and play. A baby sling is also useful for helping mom get things done around the house while still meeting the babies need to be held, and also for discreet public breastfeeding. Skip the infant carrier, which can only be used for about six months, at which point youll have to purchase a regular car seat anyway. Also unnecessary are baby toys, gyms, etc., which will not be of interest to the infant until they are at least six months.

    Delivering the Goods

    Prepare for labor and delivery by compiling a plan for your caregiver sharing your wishes for birth. Discuss your feelings on all types of medical intervention including the use of epidural, IVs, artificial rupture of the membranes, fetal monitors, episiotomy, etc. Remember that a birth plan is simply that, a plan. Since no one knows exactly how any given birth will proceed, it is not a guarantee of any kind. While the mothers experience with birth is important, the ultimate goal is a healthy baby, whatever it takes to achieve it. A birth plan is simply helpful in communicating the type of birth experience you would like to have, and if you have made a wise selection in caregiver, you will have someone who will work with you to honor these wishes to the extent they are possible. You may want to hire a doula to assist during labor. A doulas purpose is to support and be an advocate for the mother, and can be helpful in achieving the mothers goals towards birth.

    Surviving the First Weeks

    After nine months of waiting and planning, your baby is finally in arms. What next? Despite that you might feel youve gotten away with something when the hospital staff actually allows you to leave with your baby (whom you think you have no idea how to care for), remembering a few simple tips can help things go more smoothly.

    Feed your baby on demand. Dont try to schedule feeding sessions, which can be detrimental to establishing a proper milk supply if breastfeeding, and simply isnt good for baby.

    Keep a record of wet and soiled diapers for the first few weeks to assure baby is taking in enough breast milk or formula.

    Hold baby as often as possible. Contrary to popular opinion, he cant be spoiled.

    Always remember to place your baby on his back to sleep and tummy to play, to lower the risk of Sudden Infant Death Syndrome (SIDS).

    Call your pediatrician if your baby develops a fever, or if you have any questions or concerns.

    Most importantly, remember motherhood is a work in progress and cut yourself some slack. You will make mistakes, learn, grow and change. Both babies and parents are born, and neither reaches their full potential overnight.

    Making Choices

    While pregnancy and birth have physiologically been the same since the beginning of time, your options as a pregnant woman today are greater than at any previous time in history. After confirming your pregnancy, your first (and arguably most important) decision to be made is choice of caregiver. While traditionally in the U.S., maternal care has been provided through obstetrical physicians and hospital births, there is a growing movement towards return to low intervention, midwife-assisted births. How do you know which is right for you? Consider what is most important to your birth experience (always remembering that birth is anything but predictable and flexibility is vital). Are you interested in birthing naturally, without the aid of drugs or invasive procedures? Would you rather give birth at home or in a birthing center as opposed to a hospital? A midwife may be the right choice for you. Conversely, if you know up front youll want an epidural at the first sign of labor pain youll probably find the anesthesiologist at your local hospital to be your best friend. Keep in mind, each choice has its pros and cons and its up to you to weigh which option is the best for your needs. If you give birth at home and have complications, youll need to be transported to the hospital. Epidurals may provide excellent pain relief (or not), but have potentially serious, although rare, side effects. Some birthing centers will not accept a mother attempting vaginal birth after caesarean section (VBAC). Being an educated consumer in your pregnancy will allow the best possible birth experience and beginning for your new baby.

    Planning for Baby

    Somewhere around middle to late pregnancy (usually about the time you can no longer see your toes because of your protruding middle), youll want to start making accommodations at home for your babies expected arrival. If this is your first, trust yourself to the care of an experienced mommy friend who can prevent New Mother Shopping Syndrome, i.e., going to Babies R Us and spending an exorbitant amount of money on baby paraphernalia that, not only do you not need, but you will never use. Yes, the mommy bear that emits sounds of the womb is cute. No, your baby will not be fooled. This is the time to cultivate self control, which will particularly come in handy when your precious baby has become a 16-year old who has just wrecked the family car.

    Babies actually need very little in the way of gear for the first few months of life. If youre planning to family bed, you can skip the nursery furniture altogether. Some good choices of useful items include a five-point harness infant car seat, a quality hospital grade breast pump if youre planning to breastfeed (Medela is the gold star standard), and plenty of Onesies for sleep and play. A baby sling is also useful for helping mom get things done around the house while still meeting the babies need to be held, and also for discreet public breastfeeding. Skip the infant carrier, which can only be used for about six months, at which point youll have to purchase a regular car seat anyway. Also unnecessary are baby toys, gyms, etc., which will not be of interest to the infant until they are at least six months.

    Delivering the Goods

    Prepare for labor and delivery by compiling a plan for your caregiver sharing your wishes for birth. Discuss your feelings on all types of medical intervention including the use of epidural, IVs, artificial rupture of the membranes, fetal monitors, episiotomy, etc. Remember that a birth plan is simply that, a plan. Since no one knows exactly how any given birth will proceed, it is not a guarantee of any kind. While the mothers experience with birth is important, the ultimate goal is a healthy baby, whatever it takes to achieve it. A birth plan is simply helpful in communicating the type of birth experience you would like to have, and if you have made a wise selection in caregiver, you will have someone who will work with you to honor these wishes to the extent they are possible. You may want to hire a doula to assist during labor. A doulas purpose is to support and be an advocate for the mother, and can be helpful in achieving the mothers goals towards birth.

    Surviving the First Weeks

    After nine months of waiting and planning, your baby is finally in arms. What next? Despite that you might feel youve gotten away with something when the hospital staff actually allows you to leave with your baby (whom you think you have no idea how to care for), remembering a few simple tips can help things go more smoothly.

    Feed your baby on demand. Dont try to schedule feeding sessions, which can be detrimental to establishing a proper milk supply if breastfeeding, and simply isnt good for baby.

    Keep a record of wet and soiled diapers for the first few weeks to assure baby is taking in enough breast milk or formula.

    Hold baby as often as possible. Contrary to popular opinion, he cant be spoiled.

    Always remember to place your baby on his back to sleep and tummy to play, to lower the risk of Sudden Infant Death Syndrome (SIDS).

    Call your pediatrician if your baby develops a fever, or if you have any questions or concerns.

    Most importantly, remember motherhood is a work in progress and cut yourself some slack. You will make mistakes, learn, grow and change. Both babies and parents are born, and neither reaches their full potential overnight.

    ABOUT THE AUTHOR
    Barbara Eastom Bates is a freelance writing living in east Tennessee with her husband and two children. In addition to writing articles about pregnancy and parenting, Barbara develops quality of life media for Navy and Marine Corps families.


    Friday, January 16, 2009

    A French Maid Costume Can Turn You Into The Sexy Temptress You Have Always Fantasised About!


    Sexy costumes can transform your boring everyday existence into an exciting adventure fantasy. Transform yourself with a french maid costume into a sexy insatiable temptress or a school girl costume into an innocent virgin school girl.


    There are a huge range of sexy costumes designed to suit a wide variety of occasions and moods. You can find many daring costumes to wear for an intimate, romantic evening.


    Here's a look at some of the popular costume outfits.
    Maid costumes are very popular. French maid costumes are even more so. There are a huge variety of maid costumes ranging from the classy to sultry maid outfits and even sheer ones.


    School girl costumes can be found in many costume stores onlline and are available in different types. Two piece costumes, sorority costumes, cookie girl costumes, reform school girl costumes, brownie girl costumes, Girl Scout costumes, Parisian and Eton school girl costumes, you name it, you'll find it.


    Marilyn Monroe costumes are another big hit. Remember that famous white dress that made Marilyn Monroe the household name that she is today? Well, you can outfit yourself in exactly the same costume - the legendary white stretch cire dress.


    Another popular costume is the Marilyn Monroe adult costume. This costume includes a long, strapless vinyl dress with a slit, back bow and long, matching vinyl gloves. This is a sexy costume and has been nicknamed Diamonds are a girl's best friend.


    Nurse costumes have for a long time, been the most famous of all costume categories. You can choose between a halter bedroom nurse outfit or a candy nurse outfit. There are even nurse teddy costumes.


    Other speciality in-demand outfits are police girl costumes, cheer leader costumes and Arabian dancer costumes. </b


    No matter what the occasion is, you can be assured that a costume outfit will help you attract the kind of attention you are looking for and turn you into whatever you have fantasized about.

    About the Author

    Kalwant Rana is A Freelance Writer For http://www.sexy-plus-size-lingerie-org.uk.
    You Can Find Lots Of Useful Information And Reviews About All Kinds Of
    Plus Size Lingerie From Simple Bras To Sexy Costumes.

    Thursday, January 15, 2009

    Active Adult Retirement Communities: Ten Things to Know

    Baby boomers have turned 60. Some will choose to sell their homes for a variety of reasons: financial, to downsize, to be closer to children. As homebuilders are building more retirement communities and discovering what features boomers want making them more appealing, more boomers are considering retirement at active adult retirement communities.

    Here are ten things you should know when you begin your research into active adult retirement communities:

    1) Choose an Area: First thing decide where you would like to live by region, state and then city. A variety of websites now cover this subject thoroughly and are very helpful. My website also gives descriptions of the areas if you are wondering what it would be like to live in California, for instance. Find the communities listed under that area or city. The type of community we are talking about here will be categorized as Active Adult and sometimes Independent Living. Make a list of the active adult communities you want to consider further. There are many types of active-adult communities so notice what kind it is. For instance, some communities only have rental apartments. There are some that are manufactured homes only or RV. Some have assisted living available. The most common type is the outright purchase plus homeowners fee.

    2) Make a list of your wants and needs: Is a golfcourse necessary? What are your hobbies and can you pursue them there. What other activities are there that you may wish to try in the future. Do you want a resort-type active adult community. Is having a college nearby important or your favorite medical facilities. How about scenery. Is a view important to you. Make a list putting your highest priorities first.

    3) Decide on your budget: Do you wish to purchase or rent. What is the homeowner's fee and what does it cover. Are there any other fees. Make a list of your total expenses. What is the policy regarding raising fees. Are there other active adult community plans that you find more desirable than outright purchase. There are many types of financial plans, however, the most typical is purchase plus a fee. My fee covers property tax and insurance, utilities, basic cable TV, security services, Clubhouse, and amenities such as fitness center and tennis. My tai chi class is an additional small fee. Usually there is an extra fee for golf and outdoor pool. For the greatest security, make sure you can cover your monthly expenses for the rest of your life.

    4) Make appointments to Visit: A good plan is to contact the community or homebuilder and let them know you are interested. I find the retirement community will then send a generous packet of information. Sometimes they may have a visitor's program offering a tour of the property and sometimes an overnight stay at reasonable rates. Visiting gives you more detailed information.

    5) During your visit, be observant: Notice if the seniors appear happy and active and sometimes greeting you. Ask them if they like living there. Notice if the landscaping is well kept and beautiful. What amenities are offered. Where do you put out your trash and do your laundry. Seriously, both of these are conveniently right outside my door. My trash shute makes my life a lot easier. The building is cleaned every week. Sometimes, of course, you will have your own machines in your home. Make sure the floorplan makes your life easier. Are there any unique health programs for seniors such as restaurants serving a menu that is lower in fat, salt and sugar. Get the newspaper or activities calendar and ask if there are resales, check out the local real estate office. They can also give you an objective opinion on the community.

    6) Is there transportation for residents? Is there a shuttle bus? This is wonderful if you take the one car to work and your spouse stays home all day. You may not want the expense of two cars anymore or any car at all. You don't want to be stuck in your home and no way to get around. How far is the shopping center. Can you walk?

    7) Where are the grocery store and major shopping: Is there a shopping center located nearby and where is the major shopping mall. Ours is conveniently next to the community and we can walk if we want to.

    8) Emergency Services and Hospitals: Fortunately, most active adult communities are located near these facilities since adult community homebuilders know it is important. However, some that are in more remote areas may not be near enough and you may have to weigh this in your decision.

    9) Security Services: What does this consist of? Is it an electronic gate only, a 24-hour manned gate, or manned gate and patrol. The manned gate plus 24-hour patrol is best. Our security service also handles just about anything that may come up that we need assistance with or are concerned about. It is wonderful and gives so much peace of mind.

    10) Now choose which communities you like best: Once you are in a community, you will only then know how important having all these conveniences will be to you. Get the names of persons you came in contact with for any questions you may have later. Narrow your list down to only one or two. Get more details on the community and maybe try to rent there first to try it out. Retirement communities usually have short-term rentals available. You may wish to do a follow-up visit.

    Choosing which adult community you will reside in will be easier than you think. The people you come in contact with at retirement communities are very gracious and helpful. Soon you will enjoy the new sense of freedom and pleasure that only a great active adult retirement community can offer.

    Carol Fena
    www.bestguide-retirementcommunities.com
    8/2006

    Carol Fena, http://www.bestguide-retirementcommunities.com

    Wednesday, January 14, 2009

    Home Sellers: Prepare Your Home for Sale in a Cool Market with Fire

    Across the country homes are taking longer to sell. If you have a home for sale, you might consider making a few changes to attract buyers in the cooling real estate market. Not only is the market cooling, so will the weather. It may feel hot to you right now, but in a few weeks, the evenings will get chilly.

    Home sellers who stage their homes take advantage of advanced sales techniques. One of the most popular home upgrades today is the addition of a backyard firepit or fireplace. There's something magical about sitting around the glow of a fire that makes people feel great. That's one reason many people go camping, for the simple joy of sitting by a crackling campfire.

    Prepare for cool weather selling with a backyard fire. Besides a fireplace, you have many options. At the high end of the scale, you could get a propane type of unit that comes in a terra cotta vase-like container. These types of outdoor fireplaces come in a variety of styles and sizes, which look good on any patio. Point out to home buyers that this fire feature has the added advantage of requiring virtually no cleanup, since these fireplaces don't burn any solid matter.

    If your home would benefit from the more rustic appeal of a firepit, you have a number of choices, including one that features a copper cauldron. It's like putting your campfire in a large hand-hammered copper pot, measuring about three feet across and two feet deep. Cauldrons are large enough to become the focal point of an otherwise ordinary backyard.

    There's also a propane version of that type of firepit available with molded logs that appear to be burning. This fire enhancement also features the same easy cleanup as the propane-powered terra cotta unit, since no solid material actually burns.

    There are a number of firepit rings available that can be customized any way you want, depending only upon your imagination and budget. Generally, a custom firepit should be about 18 inches tall, to prevent sparks from escaping -- and possibly ending up in your buyer's lap. A diameter of 30 inches offers plenty of room for a nice-sized fire. Stone or concrete blocks are generally used to surround the firepit, though you could dress up the pit by using a more decorative stone, such as slate.

    Before you build a custom firepit, check codes with your building department or local fire department. In our area, it's easy to get a free permit.

    Enchant your home buyers with an outdoor fire. Find a fire feature to suit your home style and take advantage of this growing trend among landscape designers. Entice your buyers with a fire and invite them to stay longer connecting to your home. Light your fire, a few candles or torches, and serve warm drinks. Turn your backyard into a buyer's dream with fire.

    Copyright ? 2006 Jeanette J. Fisher

    Learn five ways to makeover your home for a top-dollar sale. Free home seller's teleseminars at Sell Your Home Fast.

    Jeanette Fisher teaches home sellers five ways to make the highest possible profit from selling their homes. Free 21 Day Action Plan and teleseminars at http://preparehome.com

    Tuesday, January 13, 2009

    Aberdeen City guide including Aberdeen Hotels


    Aberdeen, in the heart of Scotland's Grampian Highlands, is an ideal
    destination for art, history and culture that is slightly off the
    beaten track. Scotland's third largest city was inspiration for the
    well known Scottish folk song The Northern Lights of Old Aberdeen which
    portrays a well worn Scottish theme: that of extreme homesickness when
    away from my home native land and celebrates the spectacular
    phenomenon of Aurora Borealis.


    Places of interest:


    Aberdeen was established in 1179, and her fortunes were transformed by
    Robert Bruce's 1319 Charter, in recognition of his gratitude to the
    people of Aberdeen who had sheltered him during his campaign against
    the English. Since 1509 when the renowned University of Aberdeen was
    established, Aberdeen has been an academic centre of Europe, which
    influences a great many of the cultural and historical activities on
    offer in the city and its surrounding areas.


  • Described by Queen Elizabeth II as my dear place in the Highlands
    Balmoral Castle offers visitors guided tours of the gardens, historical
    exhibitions and luxury safari in the Caledonian Pine Forest, where
    visitors can catch glimpses of Scottish wildlife.

  • Another ancestral home continuously inhabited for over 400 years is
    Haddo House. Visitors can enjoy Gordon family ancestral portraits,
    memorabilia, the old stables and traditional Scottish tea room. Opera,
    ballets and plays are presented from May to October.

  • The NorthEast Falconry Centre offers a uniquely close experience
    with Scotland's birds of prey. Introduction to Falconry, outside
    demonstrations and walks with hawks are just some of the exciting and
    educational activities on offer.

  • Aberdeen Art Galleries and Museums comprises Aberdeen Art Gallery,
    Aberdeen Maritime Museum, the Lord Provost's house and The Tollbooth in
    one site, and offers a varied programme of events and exhibitions. The
    Art Gallery hosts collections dating back to the 18th century of fine
    art, and the Maritime museum exults in the region's proud seafaring
    traditions. The Tollbooth is made up of 17th century cells, and the
    Lord Provost's House portrays the elegance and ritual of upper class
    Highland living.



  • Things to do:


    Aberdeen offers a whole host of recreational activities to enjoy. From
    parks to museums, tourists will never be bored while in Aberdeen.


  • Storybook Glen in Royal Teeside is a magical adventureland set over
    28 acres where kids and adults can see their favourite fairy-tales and
    nursery rhymes come to life, and wonder at the natural beauty of
    waterfalls, brooks and flora.

  • The Gordon Highlanders Museum celebrates the history and culture of
    over two centuries of one of Scotland's greatest kilted regiments, the
    Gordon Highlanders.

  • For family entertainment, it is hard to beat Sunset Boulevard, an
    indoor entertainment centre that offers bowling, dodgems, games and an
    adventureland - perfect for the Scottish weather!

  • Known as the jewel in the crown of the city's fantastic parks,
    The David Welch Winter Gardens boasts a Tropical House featuring flora
    from South and Central America, an Acrid House which creates desert
    conditions for exotic cacti to flourish, and a Corridor of Perfumes
    which celebrates the variety of perfumes from different plant species.

  • A visit to the Lighthouse and Harbour Master is a don't-miss to
    learn about Scotland's marine history, and find out what ships will be
    arriving in the port and when.

  • The world's sixth oldest golf club, The Royal Aberdeen Golf Club
    may be able to lay claim to being the site of the invention of the game
    of golf. Today the club retains the old world elegance of a gentlemen's
    club, and boasts a healthy membership of both local and overseas golf
    enthusiasts who enjoy the stunning Balgowie Course, which has played
    host to many major tournaments.



  • Food & Drink:


    There are a number of fine locations to dine at while in Aberdeen. No
    matter what a tourist's preferences are, Aberdeen offers something to
    appeal to everyone's tastes.


  • The Stage Door Restaurant is the destination for a
    step-back-in-time dining experience. Situated in the old Aberdeen Union
    & Music Hall, the restaurant is furnished in art deco style with
    many of the original architectural features surviving, and serves
    inimitable and innovative seafood delights.

  • For the best fish and chips in the UK, The Ashvale cannot be beaten
    for traditional fare.

  • The Square boasts great value high quality dining, including Gluten
    free options, an extensive kids' menu and even regular visitors can
    experience variety thanks to the menu that changes every three months.

  • Italian Deli Delight is a relaxed caf? by day and buzzing
    restaurant by night, serving up mouth-watering Italian cuisine at all
    times.



  • Hotels & Accommodation:


    From family run, family friendly establishments to self catering
    cottages and apartments to West End four star luxuries, Aberdeen offers
    accommodation to suit every taste and budget.



  • Waterwheel Inn

  • The Edwardian Hotel

  • Britannia Hotel Aberdeen

  • Royal Hotel

  • Station Hotel

  • Copthorne Hotel Aberdeen

  • Bimini Guest House

  • Macdonald Ardoe House Hotel

  • Udny Arms Hotel

  • Express by Holiday Inn Aberdeen

  • Speedbird Inn Aberdeen Airport

  • Thistle Aberdeen Airport

  • Thistle Aberdeen Altens

  • Thistle Aberdeen Caledonian

  • Dyce Skean Dhu

  • The Spires Serviced Suites

  • Antrim Guest House

  • Summerhill Hotel and Suites



  • Entertainment


    The Lemon Tree is known as the world's only year round festival,
    presenting a constant programme of theatre, dance and musical
    spectaculars, and national touring West End theatre is also on offer at
    Her Majesty's Theatre. Cinema is also well represented, with a UGC and
    local Belmont Theatre. For clubbing to international DJs, Ministry is
    the best bet, or DeNiros is a local clubbing option, playing Top 40 and
    House music. World class shopping is available at St Nicholas Centres
    and in the historical district around Union Street. The Aberdeen
    Exhibition and Conference Centre hosts international touring music acts
    and sporting events.


    Aberdeen is truly the jewel of the Highlands, offering world class
    dining, nightlife and cultural and historical attractions to satisfy
    visitors of all ages and interests. The architecture of Aberdeen is
    distinctive and visually stunning, carved as it is from silver granite,
    creating a cityscape unrivalled in its beauty. Aberdeen boasts a
    cosmopolitan diversity, having been a premier Northern European trading
    port for many generations, enjoying centuries of established links with
    Scandinavian traders and Asian merchants. Nestled in the craggy
    landscape of the North East Highlands, and set against the romantically
    bleak North Sea, Aberdeen offers breathtaking views that have more in
    common with Scandinavian countries than the British Isles, and culture
    and history resplendent in maritime tradition Celtic heritage. The oil
    capital of Europe is also home to a thriving nightlife and theatre
    scene, just one in many contradictions that make up this intriguing
    ancient city.


    Biography


    Name: Maria Williams

    Website: http://www.sleepuk.com
    Biography: Maria writes for Sleep UK
    providers of
    hotels in aberdeen.
    About the Author

    Biography

    Name: Maria Williams

    Website: http://www.sleepuk.com

    Biography: Maria writes for Sleep UK

    Monday, January 12, 2009

    Real Estate Lead Generators Business Building Ideas Are All Around You

    When I first got licensed to sell real estate I was about as clueless as they come, but what I lacked in knowledge and ability I made up for in desire to learn and willingness to learn. So, I went to school after finishing real estate school.

    No, not a school with a sit down classroom, but school in the sense that I started asking questions of veteran agents and watching what they did and said. I turned off my mouth after a while and opened up my eyes and ears and learned more doing that than I did while getting licensed.

    For example, I learned that Real Estate Lead Generators abound, and everyday I was presented with opportunities that had I not been tuned in to pay attention to would have gone overlooked.

    Here's a case in point with respect to business cards. I don't remember exactly how many business cards came with my first order, but I vaguely remember it being 500-1,000 cards. A year later I still had most of them. It was the craziest thing that I could have done!

    Think about it! Instead of making it a point to give them away as fast as I could I was actually rationing them out like I didn't want to unload them.

    Don't make that mistake! Business cards are great real estate lead generators and should be given out as freely as you would a glass of water to a thirsty person. And that's just what real estate prospects are. Thirsty to make real estate transactions with real estate agents sharp enough to recognize the opportunities.

    Admittedly, I wasn't too sharp back then, but as I got smarter I realized the value of handing 3-4 business cards to everybody I came in contact with-and I mean everybody; my kids teachers, my doctor, your doctor, the school crossing card, my mechanic, dentist, etc.

    And then there were the scores of counter tops that I encountered everyday. Grocery store counters, dry laundry counters, fast food pickup counters, counters where I paid the cable bill, bought computer stuff, book counters, etc.

    Oh, and less I forget I must have passed by hundreds of billboards without placing one business card, real estate flyer or anything else on it. My stomach still knots up when I think of all the money those wasted opportunities cost me.

    But like I said, I'm a lot smarter now (okay, so maybe I'm just older) and can pass on some pearls of wisdom to you so that you can avoid some of the mistakes I made. For example, some other real estate generating ideas include:

    Real Estate Leads from Contractor and Home Builder Shows.

    Real Estate Contractor and Home Building shows are becoming extremely popular among folks who are looking to build their home or are considering having one custom-built themselves. Getting Real Estate Leads from them is a great a strategy that's easy to implement.

    Real Estate Closing Gifts; Small Gifts That Lead To More Referrals and Sales.

    Many Real Estate Agents think of real estate closing gifts as something that should be given to the home buyer by his or her close family and friends. The gift serves as an accolade for the person's accomplishment. You can design them yourself if you're the creative type, or simply go out and buy one from your local shopping mall.

    Free Website Content; Using Free Content To Generate Leads.

    Everything you need to know to build a realtor web site and generate leads is available on the Internet, much of it free to little cost-including website content! In fact, some of the best real estate information I've read has been free, and although locating quality free content for publication and turning them into HTML to publish on your web site each week involves a great deal of time and effort it can be worth the effort.

    I could go on and on, but it all comes back to the notion that real estate lead generating ideas are around us all day, everyday. If you pay attention to them you can work them to your advantage, but if you impose your will with them you can dominate your market like no other agent in your community.

    Visit Real Estate Lead Generators for more information about Real Estate Lead Generators.

    Sunday, January 11, 2009

    Travel tips to get through TSA security


    Travel tips to get through TSA security by Maxine Greco http://www.villageluggageandgifts.com
    TIPS from the Transportation Security Administration (TSA) will help get travelers on their way and will help speed travelers and their gear through airport security procedures.

    Here are a few tips for traveling with golf gear since there is no better time than a vacation to hit the links. Fertilizers used on many golf courses can trigger explosive trace-detection equipment. Before flying, be sure to clean off clubs. Also remember to pack clubs in a travel bag and consider leaving it unlocked.
    Vacations are also a great time to go scuba diving, catch some fish or go camping. Scuba tanks are not allowed on commercial airlines for safety reasons. Ship scuba tanks or consider renting a tank at your destination. Fishing tackle and sports gear - such as bats and lacrosse sticks - must be checked.
    Outdoor enthusiasts will pack sun tan lotion, bug repellent and other skin care products. Usually, it is fine to pack these items in either checked or carry on bags, but travelers should check with their airline before flying with aerosol canisters as some canisters are flammable. Summer travelers who want to bring back favorite foods from their destination can do so, but should know that some food products might cause your checked bag to be screened for security reasons. And check prior to packing food items, as there are some restrictions on some fruits and vegetables. Pack food products in carry-on bags.


    Use special TSA locks and locking straps only. It can be tempting to over pack bags when vacationing. TSA suggests that travelers consider how they pack and understand that Federal Security Screeners may have to open and physically search a bag as part of the screening process. Overstuffed bags are more difficult to close once opened which could result in delays for checked luggage. Also, small items won't get misplaced if you use plastic bags or special packing cubes made for this purpose.


    Family memories last a lifetime, and so should photos and videos. Passengers traveling with underdeveloped film should pack these items in their carry-on bags. Checked baggage screening equipment will damage or destroy undeveloped film. Have your passport, boarding pass and photo ID readily available. Airport ID's are ideal for this purpose. Avoid over packing and carry one of those fold up carry bags for additional purchases. Check ahead of time with your airline or travel agent for maximum weight and luggage size limitations. Otherwise, you may be surprised with additional travel fees.
    The following general packing tips apply to both carry-on and checked baggage and will help you to move through the screening process more quickly:
    ? Do NOT pack or bring prohibited items to the airport .
    ? Put all undeveloped film and cameras with film in your carry-on baggage. If your bag will pass through the X-ray machine more than 5 times ask for a hand inspection to prevent damage
    ? Carry-on baggage is limited to one carry-on bag plus one personal item. Personal items include laptops, purses, small backpacks , briefcases or camera cases.
    ? Don't forget to place identification tags with your name, address and phone number on all of your baggage, including your laptop computer. It is a good idea to place an identification tag inside your baggage as well Also have your passport, photo ID and boarding pass readily available.




    About the Author

    Maxine Greco has been in the travel and luggage business for over 35 years. She has a great deal of experience working with world travellers. The article on travel tips to get through TSA security should be helpful to all of those travelling.

    Saturday, January 10, 2009

    Finance Broker's Scripts for You to Use

    Scripts to use with your finance brokers. When you need to talk to your finance broker or lender about your real estate investing , here is an actual script of mine you may want to look over to familiarise your self with some of the type of questions you will be asked.

    Thanks for following up with me today!!

    As discussed given the size of your portfolio it would be beneficial for me to be able to do some research on lending options prior to our meeting.

    This would obviously maximise our time together.

    Could you please outline the following to me for each real estate investing property:

    Address of property

    Value of property

    Debt on property

    Lender name

    Interest rate

    Monthly repayment

    Current rental income

    I will also need to know the following:

    Marital status

    Dependents

    Employment for self (and spouse if applicable) - PAYE or self employed

    If PAYE your income

    If self employed how long for and net taxable income on tax returns for

    2003-2004 and 2004-2005

    Credit cards (limit if applicable)

    Details of car lease or personal loans if applicable

    Credit rating (clear or blemishes)

    As mentioned I can then run some figures on your borrowing capacity with

    all the lenders we deal with (which is approx 30). It will also allow me

    to look at your current structuring to see if you are maximising your

    ability to borrow.

    I look forward to hearing from you.

    Kind regards,

    Karla XYZZZ

    As you can see the detail you need to know is huge. It pays to keep a file of all your different transactions and documents in a safe and easy place to locate. This will save a lot of time and frustration later. And also make the Real Estate investing more enjoyable as it should be. To your investing success Leo Love www.therealestateinvester.com If any of your family or friends is interested please pass this on to them.

    http://www.therealestateinvester.com

    I am an experienced and passionate investor. I buy typical mum and dad type houses that give me cash flow and capital growth. My website offers helpful tips and ideas for any type of investor to help you with your wealth creation. Using my site will help to prevent you falling into the traps the inexperienced investors do.

    Friday, January 9, 2009

    Baby Car Seats Safety Frequently Asked Questions



    In this article you will be provided with information about baby car seats and keeping your baby safe while in the car. There are tips for buying new and used baby car seats. Answers to some of the most asked questions about car seats are provided as well.


    Q. What is the best baby car seat?


    The best car seat is the one that matches your baby's size and weight. It also fits properly in your car and is easily installed.


    Q. What types of baby car seats are available?


    There are several types of baby car seats such as infant seats, front facing car seats, and convertible seats. There are also combination seats (can face front or rear), booster seats and integrated car seats. With each type of seat there are variations.


    Q. Is a five-point harness or a shield safest for my baby?


    A five point harness gives your child the greatest protection because it holds your baby tighter in the seat in the event of a crash. A T-Shield or over-the-head restraint allows too much room or can get in the way of chubby tummies and legs. The stalk of the T-Shield can cause serious injury to your baby.


    Q. How can I find out how to safely install my baby's car seat?


    All car seats (except most second hand seats) come with printed directions. If after reading the directions you still are not sure how to properly install it. You can call or email the manufacturer. Some police stations and hospitals have assistance programsas well.


    Q. Is there a correct way to secure my child in the baby car seat?


    Yes, there is a correct way in which to secure your child in his car seat. How you secure your baby in the car seat will likely depend on the age and size of your baby.
    For children under a year of age they should be placed in rear-facing seats in the centerof the rear seat. Older children can sit facing front and their seat are generally placed behind the driver or passenger in order to utilize the shoulder/lap belts.


    Q. What is LATCH?


    LATCH refers to Lower Anchors and Tethers for Children. It is a baby car seat installation system. The lower hooks are attached between the bottom of the back of the seat and seat itself. The tether piece is a strap made of seat belt material with a clip that secures forward facing baby car seats and prevents excessive movement of the baby's head in crashes.


    Q. What is a Tether?


    The tether is a strap made of seat belt material with a clip. It attaches to the clips on the seat and secures front facing baby car seats. In a crash it prevents excessive movement of the seat and the baby's head, reducing the severity of injuries.


    Q. How can I tell when my child is ready to use car seat belts without a booster seat?


    Your child will be ready for using the car safety restraint system when s/he can sitall the way back in the seat and the knees can bend comfortably over the edge of the seat. The belt crosses the shoulder between the neck and the arm and the lap belt is low and touches the thighs. Your child must be able to remain seated the whole trip.


    Q. Can a baby car seat be used safely in an airplane?


    Yes it can. Airlines require children age 2 and under, to be in approved car seats. The seats must be 16 inches or less to fit in the airplane seats. Call ahead and find out ifyour seat is an approved seat. Once on the plane, the hostess/es, will be able to assistyou.


    Q. Is it safe for me to use second-hand baby car seats?


    Yes it is safe to use second-hand baby car seats provided you do a safety check. Belts and harnesses should not be frayed or cracked. There should be no cracks or tears in the seat cover and the seat should recline easily and stay upright when the baby is seated. Look into the history of the seat, if it has been in a car crash do not buy it, its ability to safely restrain your child has been compromised. If the seat doesn't come with a manual contact the manufacturer to ensure the seat will be properly installed.If the seat is more than 5 years old do not use it, it may have been in a crash and older baby car seats may not fit in new model cars.


    Q. What should I do if my baby car seat is recalled?


    In most cases, the manufacturer will provide you with instructions of what to do if baby car seat is recalled. In some cases they will replace it for free they will have you bring it somewhere to get replacement parts also at no cost to you.


    Q. Are there baby car seats available for children with special needs?


    Children with special needs may require different restraint systems. Discuss your options with your pediatrician. Agencies such as Easter Seals have programs and information on baby car seats for special needs children.


    Q. What is the best type of harness for my baby car seat?


    There are four types of harnesses in baby car seats. The six-point harness has two straps at the shoulders, two at the hips and two at the crotch. The five-point harness has two straps at the shoulders, two at the hips and one at the crotch. The t-shield is a padded triangle that latches at the crotch while the overhead shield comes down from over the head and latches at the crotch also. The safest harnesses are the five or six-point harnesses. These prevent excessive movement of the baby in crash situations. The t shield and the over-head shield allow for too much room and could cause your baby to be ejected from the car in a crash.


    In Conclusion


    You can never go wrong if you err on the side of caution when it comes to your baby. The size and weight of your baby as well as your budget will decide what type of seat you will purchase. This article has provided you with a number of tips to keep your baby safe while riding with you in the car.


    (c) www.1st-babies.com


    Reprint Rights feel free to publish this article on your website but you must agree to leave all active links contained within 'About The Author' intact and as is and NOT hidden behind a java or redirect script.

    About the Author


    Martin Smith is a successful freelance writer providing advice for consumers on purchasing a variety of
    <a target=ew href=http://www.1st-babies.com>Baby Crib Bedding
    and more! His numerous articles provide a wonderfully researched resource of interesting and relevant information.